The Personal Loan Store is a free, no obligation financial service, matching prospective borrowers with prospective lenders for Personal Loans. The Personal Loan Store is not a financial institution or a lender and cannot guarantee final approval of your loan. Qualifying for final approval for a Personal Loan depends on many factors including, but not limited to: income levels, employment status, credit and state of residence. Independent loan companies and lenders may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accurint. Not all independent loan companies will approve a loan up to $15,000 or approve all credit situations. All applications are subject to credit approval by the lender and the exact terms of your loan (including underwriting criteria for approval, interest and rates, repayment periods and monthly payment information) will be determined and presented to you by your lender. Each lender uses their own policies to determine their terms. You should carefully review each matched lender's terms and conditions to determine which loan works for you and your personal financial situation. Interest rates and terms are subject to change at any time without notice. Late or missed loan payments may be subject to increased fees and interest rates. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. The offers on this site are from lenders who provide compensation to The Personal Loan Store for provided leads. There is no cost to you to use this service. All reasonable efforts are made to provide and maintain accurate information. The rates set forth herein are examples for illustrative purposes only unless otherwise indicated and are not a guarantee or commitment to loan funds or extend credit. Loans are not available in all states at all requested amounts. If we are unable to match your application with a lender, we will direct you to additional options to help address your financial needs. This service is not available to residents from New York, West Virginia or the District of Columbia.
Our secure application form only takes a few minutes to complete. The process is completely online - no lineups and no waiting. Our form is also optimized for both iOS and Android browsers for on the go applications.
Once we have located a lender to match your request, you can review and e-sign your loan agreement on the spot. Once the process is complete money is usually deposited into your bank account as soon as the next business day.
The Personal Loan Store manages a network of personal loan lenders that offer the flexibility to repay with multiple instalments, in some cases up to 60 months. We also work with short term lenders who offer smaller loans that are typically paid back according to your next pay date. In cases where we are unable to match you with an instalment lender we do our best to secure a short term loan to address your immediate cash needs.